Tuesday, April 27, 2010

341 Piatt Place #104--Listed & Sold in 2 Days!

Listed & Sold in 2 Days!!

341 Piatt Place- Unit #104

Dorsey Hills Community

First Floor Unit w/ New Carpet & New Paint!

Approx 1074 sq ft. 2 Bedroom. 2 Full Bath Unit.

Interested in a free comparative market analysis on your home or condo?
Don't worry, there's no cost or obligation to list.

Call Me!
Melissa Simms

Thursday, April 22, 2010

Is Your Home Built Prior to 1978?



New EPA Lead Certification Rule
As of April 22, 2010 the EPA will require individuals conducting lead-based paint activities (abatement, inspection, and risk assessment) in target housing and child-occupied facilities to be trained and certified. This new rule will affect anyone that owns a home built prior to 1978. All remodeling and repairs done in homes where lead based paint is present must now be done by certified contractors.

Learn more by visiting: http://www.epa.gov/lead

Are you concerned about lead paint and how it might affect your family?

Lead from chipping or peeling paint can mix with dust and soil in and around the home making it available for young children to ingest during normal hand-to-mouth play. In addition to chipping and pealing lead paint being a hazard, a freshly remodeled home can also be a danger. In the remodeling process lead dust and lead chips can mix with dust and soil from scraping and sanding old painted surfaces.

Lead paint in home building was not regulated until 1978, so most houses built before 1978 contain some lead-based paint. The older the house the greater the risk is for having lead contamination. Lead-based paint is not dangerous if it is properly cared for.

Thursday, April 15, 2010

Wouldn't You Like to Live Here?

For Sale!----

10711 McMeekin Lane Unit 206

*Lowest Price in Dorsey Hills*


  • 2 Bedrooms & 2 Full Bath Condo w/approx 1100 sq ft
  • Conveniently Located near Shelbyville Rd & Hurstbourne Ln
  • 2nd Floor Unit features Open Floor Plan w/Vaulted Ceilings & Gas Fireplace
  • Relax on the Private Balcony that backs up to trees & grassy area
  • Kitchen features NEW dishwasher, breakfast bar, & white cabinetry that opens up to Large Great Room & Dining Area
  • Master Suite w/Private Bath & Huge Walk-in Closet
  • Maintenance Fee Includes: Trash, Sewer, Water, General Maintenance, Snow Removal, Landscaping, Clubhouse, Pool, Exercise Room, Tennis Court, Sauna
  • Secure Building w/Intercom System
If you are a First Time Buyer or Empty Nester, this home is perfect! Don't worry about exterior maintenance....relax at the pool....enjoy weekends without yard work...exercise in the gym....or rent the clubhouse for parties!

Contact Me Today for a Showing!

Melissa Simms

Sold! 421 Downes Lane


421 Downes Lane
MacBrae Village

3 Bedrooms/2 Full Baths

Click Here for a Full Tour

This home is sold, but I'd love to help you find another.

Contact me....
RE/MAX Associates

Wednesday, April 14, 2010

New Listing off Smyrna Rd-$146,900

Just Listed!

6513 Daverman Court


  • Tastefully Decorated Brick Ranch Home
  • 3 bedrooms & 1 1/2 baths
  • Approx 1700 finished sq ft (400 in lower level)
  • New Carpet & Paint Throughout
  • Huge Eat-In Kitchen w/White Cabinetry & Lots of Storage
  • Dining Area Overlooks Patio & Private Backyard as well as Common Area
  • Formal Living Room
  • Master Bedroom with Private Half Bath
  • Partially Finished Basement w/Huge Family Room & Recessed Lighting
  • Fenced Yard Overlooks Common Area
  • Conveniently located near Snyder Freeway
  • Home sits on a quiet cul-de-sac
  • Seller to Furnish a One Year Home Warranty
  • Average LG&E bill for Seller is $70/month

Want to check out this home for yourself?

Call Me!

Melissa Simms @ 502-386-8739

Tuesday, April 13, 2010

Melissa's Easy & Delicious Lemon Coolers


Best quick dessert that everyone will love, if you can even get them out the door!
~Great for a memorial day cookout, bridal shower, or just to give to your favorite friends~

  • 1 package Duncan Hines Lemon Cake Mix
  • 1 Tbsp. lemon juice
  • 2 eggs
  • 1/2 confectioner's sugar

    1. Preheat oven to 350 degrees.
    2. Mix cake mix, eggs, oil and lemon juice in a large bowl.

    3. Roll dough into teaspoon size balls & put in fridge for at least 1 hour.
    4. Put 1/4 C. confectioners sugar in a ziploc bag.

    5. Toss the balls in the confectioners sugar & place on parchment covered cookie sheets.
    6. Cook for 8 minutes. (Bottom will be light brown, sides crispy)
    7. Remove from oven and sprinkle rest of confectioners sugar on tops.


2010 Derby Festival Schedule of Events

2010 Derby Festival Schedule of Events

04/17/2010- Thunder Over Louisville (Air Show @ 3p- Fireworks @ 9:30p)

04/19/2010- King Southern Bank Foundation Pro-Am Golf Tournament 12p @Audubon Country Club

Fifth Third Bank $1 Million Hole In One Ladies Day 10a-8p @ Water Tower

04/22/2010- Taste of Derby Festival 5:30p @ Louisville Slugger
U.S. Bank Derby Festival Great BalloonFest

Kroger's Fest-a-Ville on the Waterfront

04/23/2010- U.S. Bank Derby Festival Great Balloon Rush Hour Race
U.S. Bank Derby Festival Great Balloon Glow
9p @ KY Expo Center
Dancing with the Stars: Derby Style 6:30p @ The Henry Clay

04/24/2010- Marathon/miniMarathon 7:30a @ Iroquois Manor & 3rd St
Saturday Evening Concert Featuring Uncle Kracker @ 9p

04/26/2010- Stock Yards Bank Great Bed Races

04/27/2010-- Fifth Third Bank $1 Million Hole In One Finals
Run for the
Rose @ 11:30a
WineFest @ 5p-9p
Texas Hold'em Tournament 4p @ Belle of Cincinnati
RhythmFest featuring En Vogue with Midnight Star @ 8p

04/28/2010- Great Steamboat Race Presented by Turner Construction @ 6p

04/29/2010- Republic Bank Pegasus Parade 5p @ West on Broadway to 9th Street

04/30/2010-136th Running of the Kentucky Oaks!

136th Running of the Kentucky Derby!

Wednesday, April 7, 2010

New Listing! 10802 Linn Station Road


10802 Linn Station Road
Louisville, Kentucky

  • Conveniently located off of Shelbyville Road and Hurstbourne Lane.
  • Spacious 2 story home in GREAT move-in condition.
  • Eat-in kitchen with white cabinetry, dishwasher, spacesaver microwave, range (refrigerator is negotiable).
  • Formal living room, formal dining room, entry and powder room with hardwood flooring.
  • Family room with gas log fireplace, berber carpet. Spacious master bedroom with separate bath.
  • Second floor features 3 additional bedrooms and full bath.
  • Full unfinished basement, 2 car side entry garage. All new insulated windows, new garage door, all updated mechanicals.
  • Gazebo stays, but hot tub is negotiable.
  • Beautiful landscaped and lightscaped backyard with 6' wood privacy fence surrounding
  • This home is tastefully decorated and ready to move into.
  • Quick possession!

Interested in a private showing?

Call Me!

Melissa Simms
Realtor @ RE/MAX Associates
Cell: 502-386-8739

Tuesday, April 6, 2010

Top 10 Mistakes of First Time Buyers---Are You Guilty?

What are the 10 Mistakes of First-Time Home Buyers?

1. Not knowing how much house you can afford.

Maybe you've seen the shows on HGTV with a huge eat-in kitchen, nice granite countertops, chef quality appliances, and all the bells & whistles. When you get out looking you may end up at the top of your price range, but still disappointed in what's being offered on the market. Realize that you need to know what price range you can afford and then look at what homes in that price offer. Make sure you get pre-approved prior to looking. Don't even know someone to talk to in regards to financing? Ask your Realtor. That will probably be one of their first questions anyways, "Are you pre-approved?"

2. Assuming foreclosures are great deals.
Just because the previous owner owed more on the home than what it's listed for before the bank took it over doesn't mean it's worth that much now. Have your agent check the comparable homes in the neighborhood. Check the police reports for crimes in the area, this will give you a good idea if the neighborhood is also on a downward slope.

3. Letting your true feelings show.
So, you found the home you love and you are willing to pay the asking price or more. If you are working with an agent on the buying side, then it's ok to tell them you really want this home. That way they can let the selling agent aware of interest and if other offers come in you will be made aware as well. You don't want to tell the selling agent how you feel about the home, or else you will end up paying your top dollar.

4. Failing to find a good buyer's agent.
Your agent has a fiduciary responsibility to you as their client. Rely on them for their knowledge of mortgage loan officers to help you get pre-approved. Your agent should also know loan officers in the business that specialize in they type of financing that you need.

5. Underestimating the costs of owning a home.
Make sure you set aside at least 1% of the purchase price of the home for incidental repairs that may occur over your period of ownership. Since you are a first time buyer, and will have to spend money on new items for the home, your agent should ask for a one year home warranty when writing the offer so that you know if anything major occurs in the first year, you will be covered and only have to pay a small deductible. If you want to extend the warranty, you will have to extend that with the company directly.

6. Failing to budget for property taxes.
Every homeowner has to pay them, it's just the amounts that are different. Make sure you know prior to writing an offer if the home has a Home Owners Association. If so, then you will have to pay a yearly fee to the HOA in addition to the property taxes. Instead of paying one large sum of money out for the taxes once a year, ask your mortgage lender about having the taxes included in your monthly payment.

7. Assuming your first offer will get accepted.
Just because it's a buyers market, doesn't mean you can get the home for dirt cheap. You are still buying an investment. Seller's have their home priced at what they expect to start the negotiations. If they are reasonably priced then don't give them such a low ball offer that it offends them. Maybe the home needs some major repairs; get some quotes for these and send them in with the offer. That may help the seller come down in price a bit. Just like you may not want to pay full price for the home, the sellers don't want to sell the home for an unreasonably low price.
If the sellers are priced right and it's getting a lot of activity, then consider making them a very good offer. This will make the neogiating process go a little bit faster and help you to get the home before someone else does.

8. Skipping the inspection.
Never, never, never buy a home without knowing what work it will need. Even if the home is sold as-is, have a licensed inspector check the home for major/minor issues so you know what you are facing if the deal does go through. If the home is a "regular" sale, then make the contract contingent on inspections. That way if you find a few issues that need fixing, you can send a request for repairs to the sellers asking them to fix the items on the list that are of most importance to you.

9. Doing too much too fast.
Don't overextend yourself when looking or buying a home. After you get an accepted offer, don't run out and buy lots of large appliances or open more lines of credit. This may not only overextend your current bank account, but it may also cause you to no longer get financing. When you are pre-approved, that is based on your accounts and income as of that day. The less you go splurge, the better. I have recently heard of a pre-qualified buyer that got an accepted contract on a home, went out and bought a new refridgerator, and then found out, because of that purchase he was no longer qualified to buy. Ouch!

10. Failing to include a contingency clause in the contract.
Make sure your agent puts an inspection contingency in the contract. Also, make sure that your agent protects you with a financing contingency, so that way if the interest rate shoots up overnight, you do not have to buy the home unless you are ok with the new rate.

List of 10 Mistakes From: Smart Money
By: Lisa Scherzer /Published: April 2, 2010

Explanations & Examples:
Melissa Simms @ RE/MAX Associates
Louisville, KY